Mortgage Products
Fixed Rate Mortgage
A fixed rate home loan is a good choice if you want to lock in an interest rate, if you would prefer to have the payment be predictable for the length of the loan, and/or you are planning on staying in the home longer than a few years.
- Conforming loans, with balances of $726,200.00 or less
- Established guidelines for credit, income and down payment
Call your local loan team member today
Adjustable Rate Mortgage (ARM)
- Interest rate that changes (up or down) based on the index
- Payments may increase or decrease based on shifts in the index
- Designed for short term goals
- Exception based underwriting
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Construction Loan Program
- Construction to permanent financing
- Interest only payments during the construction period (up to 9 months)
- Fixed or adjustable rate products available on term mortgage
- One time closing
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Relief Refinance
- Refinance loans only
- Federal program designed to help homeowners who are owe more than their house is worth
- Aims to provide homeowners with better loan terms, lower rate & payment
- Must be current on mortgage payments
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